.home-hero {
  background: linear-gradient(120deg, rgba(15,35,71,.92), rgba(26,58,107,.78) 60%, rgba(30,74,138,.72)), url('../images/bg-hero.jpg') center/cover no-repeat;
  padding: 58px 0;
  color: #fff;
}
.home-hero h2 {
  max-width: 720px;
  font-size: 42px;
  line-height: 1.15;
  margin: 0 0 14px;
}
.home-hero p {
  max-width: 650px;
  color: #d6e5ff;
  font-size: 17px;
}
.hero-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 24px;
}
.ticker {
  background: #fdf4dd;
  border-block: 1px solid #ead49a;
  padding: 7px 0;
  color: #7a5817;
}
.ticker strong {
  color: #9a6812;
  margin-right: 12px;
}
.stat-card {
  background: #fff;
  border-radius: 12px;
  padding: 24px;
  text-align: center;
  border-top: 4px solid var(--gold);
  box-shadow: 0 2px 10px #12294b12;
}
.stat-card strong {
  display: block;
  font-size: 27px;
  color: var(--blue);
}
.quick-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.quick-card {
  background: #fff;
  border: 1px solid #e2e7ef;
  border-radius: 12px;
  padding: 22px;
  text-align: center;
  transition: 0.2s;
}
.quick-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px #0002;
}
.quick-card h3 {
  color: var(--blue);
  margin: 8px 0;
}
.quick-card p {
  color: #68778d;
  font-size: 14px;
}
.section-title {
  text-align: center;
  color: var(--blue);
  margin: 0 0 8px;
  font-size: 28px;
}
.section-subtitle {
  text-align: center;
  color: #68778d;
  margin: 0 auto 28px;
  max-width: 650px;
}
.info-icon {
  font-size: 28px;
}
@media (max-width: 900px) {
  .quick-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 520px) {
  .quick-grid {
    grid-template-columns: 1fr;
  }
  .home-hero h2 {
    font-size: 32px;
  }
}